Get on the cart of your dreams today — pay over time.
Financing makes it easy to drive home a new (or new-to-you) cart, ATV, or trike without waiting. We've partnered with trusted lenders to get you approved fast, with options for almost every credit situation.
Quick Online Application
Fill out a short form from your phone, tablet, or laptop — takes about 3 minutes.
Decisions In Minutes
Most applicants hear back from our lender within minutes — not days.
Flexible Terms & Low Payments
Pick the monthly payment that fits your budget. Options for almost every credit situation.
What You'll Need On Hand
Have these ready and the application will fly. Most folks finish in under 5 minutes.
- Valid driver's license or state ID
- Proof of income (recent pay stub or bank statement)
- Current address & how long you've lived there
- Employer name & phone number
- Social Security number
- Down payment amount (if any)
Your application will open in our secure lender's portal.
Financing FAQ
Our lender does a soft credit pull when you submit your application, which doesn't impact your score. A hard pull only happens if you decide to move forward with a specific loan offer — and even then, the impact is usually minor and temporary.
It depends on the lender, your credit, and the cart you're financing. We've helped customers buy with zero down, and others choose to put 10–20% down to keep their monthly payment lower. Come talk to us and we'll walk through the numbers honestly.
Yes. Our lenders finance both new and used carts, ATVs, side-by-sides, and trikes. If you're trading in an older cart, we can apply its value toward your down payment on the new one.
Absolutely — and honestly, that's the smartest way to shop. Get pre-approved first, then you'll know exactly what you can spend before you fall in love with something. The application takes about 5 minutes.
We work with several lenders, and they specialize in different credit situations. If one lender can't approve you, another might. Don't assume the answer is no until we run it — you might be surprised.
Most customers go from application to approval in under an hour. Pick out your cart, sign the paperwork, and you can drive it home the same day in most cases.
Questions? We'll Walk You Through It.
Financing can feel intimidating — it doesn't have to be. Call, text, or stop by and we'll explain your options in plain English.